Okay, someone please tell me you need to kill humans with this thing for it to give you money hand over fist.
No, matter is yours to tear apart and recombine. Yes, that means you can make your own wealth. Yes, that means you can make quantities of magical materials. Yes, the Charm is that powerful.
Actually, to clarify - this means you can target objects with it, right?
It affects attacks using your Mind Hand. Why would that be target-specific? Am I missing something?